What are my Free Budget Tools?
Mini Guide Snapshot
“Start where you are.”
This first image shows a sneak peek of my Mini Guide – a written walk-through of the steps I personally take with every budget reset. It includes real-life reflections, tips for each stage, and encouragement to get unstuck and just take the next small step. Think of it as your grounding tool before the numbers start.
Income Sheet – The Starting Point
“Gather, then grow.”
Here’s where the plan begins: listing all your income sources in one place, clearly and simply. Whether you’re paid weekly, fortnightly, or a mix of both – this sheet helps you see your total inflow and gives you control over how you allocate every dollar with purpose.
Expense Sheet – The Truth Teller
“Check in before cash out.”
This page lets you see exactly where your money is going. By entering your regular expenses and direct debits, it helps you get a clear picture of what’s essential, what’s negotiable, and what’s draining you. It’s powerful, even if it’s a bit confronting – and that’s part of the process.
Summary Sheet – Action Ready
“This is the step where things shift.”
Once income and expenses are in, the summary sheet helps you turn insight into action. It calculates the leftover, applies your custom percentages, and sets your JARs in motion. This is where we stop dreaming and start doing. Your plan. Your pace. Your power.